The winter storms of 2015/2016 alone - Desmond, Eva and Frank - have cost the government over £200m to help protect 11,000 homes and businesses, and sadly over 20,000 properties flooded. It is now predicted that a further £2.3bn will need to be spent on flood defences by 2021. The Association of British Insurers (ABI) estimates that £1.3bn will be paid out by insurers in the wake of these storms.
It's crazy, but you don't need to buy or own a building next to water for it to suffer flood damage. You can be miles away and end up wet through or be right next to a river and be fine. So what due diligence can you do and what precautions can you take to help your property?
Will it Flood?
If you think flooding may apply to you, then your usual instinct is right, but how do you check. In the world of 'risk' if something has happened once in recorded history, then it will happen again, its just a question of when. Records will exist if you can find them.
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